Medi-Share is a nonprofit health care sharing ministry of Christian Care Ministry, Inc ("CCM"). Medi-Share members voluntarily share each other's medical expenses in accordance with guidelines adopted by the members and administered by CCM. Medi-Share is not insurance and is not regulated as insurance. Neither CCM nor any Medi-Share member assume any legal obligation to share in the payment of any medical expense incurred by another Medi-Share member. Medi-Share members are exempt from the individual mandate in the Patient Protection and Affordable Care Act. See 26 U.S.C §5000 A(d)(2)(B). Certain states expressly exempt from insurance regulation health care sharing ministries that, among other things, post a specific notice. Although Medi-Share does not rely on such express exemptions, Medi-Share has elected to publish theses notices. You can review the disclosure required for the state in which you reside: KY, MD, PA, WI - All Other States. - Click to view our privacy policy.  

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Rising Health Care Costs – How Do They Affect You And Your Family?

It’s no surprise that as health care costs rise so do our stress levels. Health care is a basic human need, but how do we take financial control of our health care experience and find the solution that works best for us? This precise question has many Americans looking for an affordable alternative to health insurance.

According to the American Psychological Association, two-thirds of Americans across all income levels say health insurance is a significant financial stressor.

You read that right: Nearly 70% of Americans are stressed about their health care.

As more Americans transition from traditional insurance and begin researching the other options that are available, they discover a viable option called health care sharing. 

If you are unfamiliar with health care sharing, the first thing you should know is that they typically revolve around Christian teachings.

With the lack of trust and rampant dissatisfaction with traditional health care constructs, health care sharing continues to gain trust and credibility with Americans. Cost savings, access to quality health care, convenience, and community are a few differentiators that set the most trusted name in health care sharing apart from the rest.

A Better Way to do Health Care

Health Care Sharing Is:

Important Things to Consider

How to Choose the Right Health Sharing Ministry

  • Health care for Christians!
  • An alternative insurance solution for your medical bills.
  • A community of members with a common set of religious beliefs who commit to pay or "share" each other's medical bills. 

Now it’s important to know that there are different health care sharing organizations and ministries available so it's very important that you beware of wolves in sheep's clothing. We hate to say it, but we want to be honest with you, so trust us when we say that there are some bad actors in the marketplace.

It's important that you only work with the most trusted name in health care sharing because that community has been around and faithfully sharing medical bills for almost 30 years. 

It's important that your health care takes good care of you and your loved ones, makes you happy, and most importantly, gives you peace of mind.

With so many options on the market, what some things that you should consider when choosing an organization?

Quality Care at an Affordable Cost

  • How much you will pay for quality medical care?
  • Will I have access to a network of providers? 
  • What extra perks are included?

Values and Ministry Mission

  • Do the ministries values align with your own? 
  • Can you stand behind and support their mission? 

Trust and Credibility

  • Are their programs trusted and reputable in comparison to other in the market? 

Need Health Care You Can Trust?

By selecting a Health Care Sharing Ministry that provides quality medical coverage, you are protecting you and your family. Along with affordability, credibility and values here are some additional things to consider when making your decision.

  • What are my medical needs?
  • Will I be able to see my own doctors?
  • What are the limits on pre-existing conditions?
  • Will my prescription drugs be covered?

Asking The Right Questions